Privacy Policy

Welcome to https://topearningshub.com (“the Site”). We value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, share, and safeguard your data when you visit our Site or use our services.

This policy applies to:

Visitors: Users who browse the Site without registering or transacting business.
Authorized Customers: Registered users who use our services to buy or sell advertising inventory or conduct business on the Site.

What is Personally Identifiable Information (PII)?

Personally Identifiable Information (PII) is any data that can be used to identify, contact, or locate an individual. This includes:

Name
Address
Phone number
Email address
Credit card details
Social security number
Financial profiles

Anonymous or aggregated data (e.g., general demographics not linked to an individual) is not considered PII.

What Information Do We Collect?

From All Visitors:

Basic profile information (e.g., preferences, browsing behavior via cookies)

From Authorized Customers (in addition):

Full name
Business or personal address
Phone number
Email address
Details about your business (nature, size, advertising inventory you wish to buy/sell)

Who Collects This Information?

We collect information directly from you.
Third-party service providers (e.g., payment processors, banks, credit card companies, escrow services) may also collect information when you use their services through our Site. We do not control how these third parties use your data, but we require them to disclose their privacy practices. Some third parties act only as intermediaries and do not store or use your information.

How Do We Use Your Information?

We use your PII to:

Personalize your experience on the Site
Provide and improve our services
Process transactions (buying/selling advertising inventory)
Send relevant updates, offers, or research opportunities related to the Site
Respond to your inquiries or support requests
Analyze trends, administer the Site, and improve functionality

With Whom Do We Share Your Information?

Authorized Customers: Limited PII may be shared with other registered users to facilitate potential transactions.
Aggregated Data: We may share non-identifiable, aggregated statistics (e.g., visitor demographics) with partners, affiliates, or vendors.
Service Providers & Partners: Selected vendors may access PII on a need-to-know basis to provide services (e.g., eligibility checks).
Legal Requirements: We will disclose PII if required by law, court order, subpoena, or law enforcement request, or when necessary to protect the safety of our users or the public.

Opt-Out Option: You can choose not to receive marketing communications or allow third-party contact by following the unsubscribe instructions in our emails.

How Is Your Information Stored and Secured?

Your PII is stored securely, and access is restricted to authorized employees and third parties only for legitimate business purposes.
Sensitive data (e.g., credit card numbers) is encrypted during transmission.
We regularly audit our security systems.
While we use industry-standard protections, no online system is 100% secure. We cannot guarantee against unauthorized access, data breaches, or technical failures, and are not liable for such events.

Cookies and Tracking

We use cookies to:

Remember your preferences
Improve site functionality
Enhance security (e.g., auto-logout after 10 minutes of inactivity)
Analyze usage trends

We also log technical data such as IP addresses, browser type, and ISP for analytics and site administration.

Your Choices and Rights

Opt-Out: Unsubscribe from marketing emails or third-party contacts via the instructions in any email.
Access & Correction: Contact us to view, update, or correct your personal information.
Deletion/Deactivation: You may request deletion of your PII. We will functionally remove it from active use, though some residual data may remain in backups for legal or operational reasons. After deletion, we will no longer use or share your information.

Partners and Third-Party Access

Some of our partners and vendors may have limited access to PII strictly for providing services. This Privacy Policy does not cover their independent use of your data.

Changes to This Privacy Policy

We may update this policy from time to time. Changes will be posted on the Site. If we make material changes that expand the use or sharing of previously restricted PII, we will notify affected users and allow them to opt out.

Third-Party Links

Our Site may contain links to external websites. We are not responsible for their content or privacy practices. We recommend reviewing their privacy policies.

Contact Us

If you have questions about this Privacy Policy or your personal data, please contact us using the instructions provided in our communications.

Unauthorized use, copying, or distribution of content from this Site is strictly prohibited.